Category: car loan


Which Is Better, Car Finance or a Personal Loan?

June 10, 2023

Could you be interested in acquiring your own vehicle and can’t figure out how exactly you should do this? Well, In a world driven by aspirations and mobility, financing your dream car can be both exciting and overwhelming. Whether you’re a first-time buyer or a seasoned auto enthusiast, deciding between car finance and a personal loan can seem like a labyrinth of possibilities. But fear not! We will dive deep into this age-old debate to...

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Why Do People Take Debt Consolidation Loans?

February 24, 2023

Dealing with multiple debts can be overwhelming, especially when juggling multiple payments, due dates, and interest rates. Debt consolidation loans offer a solution by allowing you to combine all your debts into a single, more manageable payment. But why do people take debt consolidation loans, and what are the benefits and drawbacks of this option? This article explores why people in Australia choose to get debt consolidation loans in Australia. We will also look at...

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Can I Claim Instant Asset Write-Off for Financed Car?

November 24, 2022

Are you in the market for a new car? If so, you may wonder if you can take advantage of the instant asset write-off. This tax deduction allows business owners to deduct the cost of certain assets purchased or leased in the current fiscal year. The Australian Government has recently introduced several measures to help businesses reduce their taxable income. One such measure is the instant asset write-off. While most business assets are eligible for...

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The Pros and Cons of Refinancing A Car Loan: Ultimate Guide

November 13, 2022

When it comes to a refinance car loan, there are both pros and cons to consider. A refinance car loan can save money on your current car loan by providing a lower interest rate. On the other hand, some potential risks are involved in refinancing, so it’s crucial to consider all the advantages and disadvantages before deciding whether or not to refinance. With that said, how do you decide whether or not refinancing is right...

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How to Get a Car Loan with Bad Credit?

October 29, 2022

If you’re looking for a car loan but have bad credit, you’re not alone. Assuming you’re not a hermit who has never interacted with modern society, you know that in order to get from Point A to Point B, you need a car. And unless you have tons of money saved up, you’ll likely need a car loan to buy one. But what if your credit score is lower than the average skunk’s tail? Recent data...

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How To Get Centrelink Car Loans

September 30, 2022

There’s no doubt that getting a car loan from Centrelink will be a lot more difficult than having a regular job. But it’s not impossible. If you’re one of the many Australians receiving benefits from Centrelink, you may wonder if car loans are available to you. We’ll walk you through the process of getting a car loan from Centrelink and how to make the best case possible for yourself. Interestingly, there are a few different...

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How To Lower Your Car Loan Interest Rates?

August 30, 2022

If you are a car lover, there is a good chance that car loan interest rates are bothering you when you think about refinancing your car loan. Maybe you are stuck with a high-interest rate, or maybe you just want to take advantage of the current low rates. Either way, refinancing can be a great way to save money on your car loan. This blog post will walk you through how to lower A Car...

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Credit Score Guide On Getting A Car Loan

August 28, 2022

Could you be looking for a credit score guide on getting a car loan? Well, a car loan is a big purchase, and the lender wants to know that you’re a responsible borrower who will likely repay your loan on time. Your credit score is determined by your credit history – how long you’ve had credit, how much debt you’ve accumulated, and how often you’ve made payments on time. You’ll likely get a lower interest...

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Is It Better To Get A Car Loan Through A Dealership Or A Bank?

August 27, 2022

Is it better to get a car loan through a dealership or a bank? Well, when it comes time to buy a new car and there’s no lump sum, there are a lot of options out there. You can buy from a dealer, or you can go through a private seller. You can also get a loan from the dealership, or you can get a loan from your bank.  Each option has pros and cons,...

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Car Finance Calculator: How To Calculate My Car Loan?

August 8, 2022

A car finance calculator can help you calculate the total repayments for your car loan. If you are in the market for buying another car chances are that you don’t have the full amount of capital to buy it outright. The best option would be is to get a loan which lessens the burden of the cost so you can buy the car you want without any hassles. Buying a car is always considered a...

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